Since we’ve begun a brand new year, it’s a great chance to scrutinize your finances and discover opportunities to improve them. For instance, it may have been a while since you last looked at your bank accounts. One positive change you can make right now is moving your money to a higher earning investment. CD rates in Philadelphia are competitive if you know where to look, so find out if there’s a credit union or bank in the neighborhood offering a great rate.

Don’t worry if the winter weather is getting you down, the Philadelphia CD rates available these days are looking pretty good. Anyone who has been lagging on getting a savings plan in place can really benefit. These community banks and credit unions may have the interest rates that will get you in gear.

If you are looking to earn a little extra on your savings, but aren’t impressed by the interest rates they’re currently providing, consider a certificate of deposit (CD) instead.  Below are just some of the benefits to depositing in a CD and taking advantage of today’s Philadelphia CD rates.

When shopping around for a new CD or savings account from a local institution, you probably seek out the highest Philadelphia interest rate in order to pinpoint which account is best. While interest rates are highly important, the savings or CD account with the very best rate near you isn’t the only good choice.

It seems as though interest rates on deposit accounts are just getting worse and worse, which makes finding a competitive Philadelphia CD rate feel near impossible. Luckily, there are still financial institutions in the area that are providing excellent CD rates if you know where to find them.

The month of August is just about over, which means Philadelphia CD rates will likely change up as banks and credit unions adjust their interest rates going into September. Getting the best CD rates isn’t usually an easy task in today’s economy, but Philadelphia Banking Rates exists to help you pinpoint the best offers right away.

Summer is just about over and autumn is growing closer, which means it’s a good time to look at current Philadelphia CD rates. The end of the year will be here before you know it, and that’s likely when most people’s budgets will take a big hit. You can combat a similar year-end experience by saving for holidays and festivities ahead of time.

Finding the best CD rates is often a challenge in today’s economy, but there are plenty of financial institutions offering great rates if you know where to find them. For example, there are many Philadelphia 6-month CD rates that beat the average for the region. Here’s a closer look at the best rates this month.

It’s easy to set aside some money in a savings account and forget about it, but this savings strategy won’t grow your funds to the fullest extent. A certificate of deposit will often provide higher earnings than a traditional savings account, but the key is finding the best CD rates in Philadelphia before committing a deposit. Learning more about the rates currently available in and around the city will help you make an informed decision when it comes to choosing an account.

If you’ve been looking for a new bank to open an account or apply for a loan, you should also consider your neighborhood credit union. Philadelphia credit unions have some of the best interest rates to offer these days. You can see a list of the credit unions in Philadelphia with the highest interest rates below, along with the average CU rates across various deposit accounts.