Union Community Bank is dedicated to helping its customers reach their financial goals quickly. In addition to offering a wide range of quality financial products and services, the bank also accomplishes this by providing the highest interest rates possible. If you’re interested in becoming a customer of Union Community Bank, check out their deposit rates below to find out if they meet the level you are looking for.

Savings Rates at Union Community Bank

A savings account is the foundation of any sound financial plan. Whether you’re building up your emergency reserves or saving for a big expense down the road, Union Community Bank has a variety of savings options to get you there.

• Cash Back Savings: 0.50% APY
• Kids’ Statement Savings: 0.25% APY
• Statement Savings: 0.25% APY
• Savings Club: 0.25% APY

Union Community Bank CD Rates

A certificate of deposit (CD) pays a higher interest rate than a savings account in exchange for a longer deposit term–the longer you save, the more you get paid:

6-Month: .35% APY

12-Month: .60% APY

24-Month: 1.10% APY

To see deposit rates from more financial institutions in the city, visit the Philadelphia CD Rates and Philadelphia Savings Rates pages.

Please note that these rates are accurate as of July 12, 2011 but are subject to change at any time at the discretion of the financial institution.

Union Community Bank offers competitive interest rates on their deposit accounts. The following are their rates for their checking accounts.

Union Community Bank Rates

Rewards Checking Account Interest Rate is at .20% with an APY of .20%. The minimum amount to open the account is $50.

Interest Checking Account Interest Rate is at .20% with an APY of .20%. The minimum amount to open the account is $50.

Cash Back Savings Account has an interest rate of .50% with an APY of .50%. The minimum amount to open the account is $50.

These rates are up to date as of 6/9/11. For more information regarding these rates, contact Union Community Bank.

What used to be known as Union National Community Bank is now simply called Union Community Bank after it merged with Providence Bank. According to a press release by the bank, this merger only strengthens the institution as Union Community Bank is wholly owned by affiliated Donegal companies with a history that dates back to 1889.

Mark D. Gainer, President and Chief Executive Officer of Union Community Bank FSB, stated, “Union National Community Bank served the financial needs of its customers for over 157 years. Our combined bank, Union Community Bank, is well capitalized and positioned for growth in the Lancaster County market.”

Union Community Bank is a local Philiadelphia bank, with additional locations throughout the state. In fact, the bank will be conducting business through 13 branch offices in Lancaster County, Pennsylvania.

Benefits of the Merger

The bank president states that customers will now be able to enjoy an even greater selection of innovative financial products and services, which include checking accounts, savings accounts and local loan decision making.

There is also greater access to accounts and services, as its network of local banking locations has been expanded to 13 offices in all, as well as access to 43,000 fee-free ATMs nationwide through the Allpoint Network. Existing customers can still use current debit cards at all of these locations.

What Does This Mean for Customers?

One of the most important things that customers of the former Union National Community Bank and Providence Bank should know is that they can access their account through online banking at one location. The Union Community Bank website offers online banking account access at the top right corner of all site pages, but customers will have separate login fields depending on which bank they banked with previously.

You should contact Union Community Bank with any questions regarding this merger and how it affects you as a customer.

Union National Bank was founded in 1853 in Mount Joy Pennsylvania. While they offer traditional banking services such as deposit and checking accounts, they also have kept up with advances in the industry, offering online banking, electronic statements and corporate retirement accounts. With nine locations throughout Pennsylvania, the company has a local feel but delivers products on par with any national bank.

Union National Community Bank Routing Number

The bank’s routing number is: 031309068. You can also find this number at the bottom of your checks.

Union National Community Bank Online Banking and Login Info

The bank has comprehensive online banking services. You log onto their online banking services on their homepage, http://www.uncb.com/

History of Union National Community Bank

Union National Community Bank was originally named Mount Joy Savings Institution before changing its name in 1860 to Mount Joy Bank. In 1865, the bank was recognized as a state bank. Union National Community Bank has been in the same location since 1911.

Branch Locations & Hours

Union National Community Bank has branches in the following locations:

UNCB: Centerville
301 Centerville Road
Lancaster, PA 17601
(717) 735-3870

UNCB: Columbia
921 Lancaster Avenue
PO Box 206
Columbia, PA 17512
(717) 684-6872

UNCB: Elizabethtown
1275 South Market Street
Elizabethtown, PA 17022
(717) 367-9652

UNCB: Ephrata
108 North Reading Road, Suite A26
Ephrata, PA 17522
(717) 735-7150

Elizabethtown
UNCB: Hempfield
190 Stony Battery Road
Landisville, PA 17538
(717) 898-3531

Lancaster
UNCB: Lancaster
38 East Roseville Road
Lancaster, PA 17601
(717) 581-0948

Manheim
UNCB: Manheim
701 Lancaster Road
PO Box 541
Manheim, PA 17545
(717) 665-6518

UNCB: Maytown
100 West High Street
PO Box 7
Maytown, PA 17550
(717) 426-4129

UNCB: Mount Joy
101 East Main Street
PO Box 567
Mount Joy, PA 17552
(717) 653-0637